Home Banking
Thanks to modern digital channels and advanced technologies, most of Retail Banking services can now be performed via web: this is a very appreciate advantage for the users, looking for portability, mobility, independence.
If in one hand there is a significant increase of the use of on-line services like home-banking, on-line payments, web transactions, etc., in the other hand, in the last few years on-line frauds are proliferating. So the Banks are committed to adopt advanced solutions to protect their customers and their business.
The Solution: Strong Authentication with secure OTP (One Time Password) Devices and a powerful two-factor Authentication platform.
IRETH is a leader in Strong Authentication Solutions, in particular for financial institutions. IRETH’s solutions guarantee the best levels of security, restoring the trust of users in web services and allowing the spread on a large scale of on-line Banking. As a consequence, there is a breakdown of frauds and a significant improvement of image and profits for banks.


Mobile Banking
A specific chapter must be dedicated to Mobile Banking: in this ever-connected world, mobile technology is an essential feature that users request and that must be offered by the banks.
It is easy to understand that mobile banking (made by smartphone, tablets, etc.) has several benefits, both for user and for the bank itself: immediate and easy to be used, low cost, high availability (just need to be connected to the web).
Nevertheless, operations made by mobile banking, if not properly implemented, can be more vulnerable to fraudster attacks as the security of the channel has gaps.
Also in this case, Strong Authentication is a key point for security, necessary to protect the user and the mobile device used.
IRETH’s Strong Authentication solutions are user-friendly tools that increase the security of mobile banking applications and devices, shielding the user from on-line attacks like MITM or Malwares.
IRETH Solutions for Banking:
Authentication Server IAP800
Hardware OTP Devices (Tokens, Displaycards, Matrix cards)
Software OTP Devices (OTP via SMS)
SDK M800: the powerful, secure and easy tool for the bank to build secure mobile applications able to generate OTP One Time Passwords and e-signatures
M800 Mobile Application: the off-line mobile token application that generates OTP One Time Passwords
SMS via OTP: One-time passwords are delivered by the bank’s system via SMS to the user’s mobile phone